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Benefit Concepts is independent of John Hancock and Signator Investors Inc.

We are licensed to sell Insurance Products in the following states:
Maryland, New Jersey, Pennsylvania.

We are registered to sell Securities in the following states:
Maryland, New Jersey, Pennsylvania.

Offering John Hancock insurance products.
Securities and Investment Advisory Services offered through Signator Investors, Inc.,
Member FINRA, SIPC, a Registered Investment Advisor.

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